Nifty 50 · Financial Services
State Bank of India
State Bank of India is India's largest bank by assets and the biggest public sector lender in the Nifty 50.
SBIN · Financial Services
₹1,097.20
+12.20 (+1.12%)
Day High
₹1,124.50
Day Low
₹1,075.70
52W High
₹1,234.70
52W Low
₹798.50
Volume today: 2.94 Cr
PaisaTamil Consensus
BUYScore 75/100 · High confidence
Overall fundamentals and market signals are favourable. Consider for long-term portfolios with periodic review.
12M Price Target
₹1,295
Low ₹1,163 · High ₹1,459
Analyst-style Breakdown
Strong Buy
1
Buy
5
Hold
13
Sell
0
Strong Sell
0
Derived from public market signals — price momentum, earnings trend, valuation, quality, and technical position — modelled in an analyst-style consensus format.
Signal Breakdown
Price Momentum95/100
1M +7.9%, 1Y +38.7%
Earnings Trend58/100
Latest quarter revenue ₹1.0 L Cr, profit ₹19.6k Cr
Valuation85/100
P/E 10.5x vs sector median ~20x
Financial Quality65/100
ROE 14.5%, ROCE 6.2%
Technical Position65/100
Trading between 52W low 799 and high 1235
Price Chart
Quarterly Results
| Quarter | Revenue | Net Profit | EPS | Rev YoY | Profit YoY |
|---|---|---|---|---|---|
| Mar 2026 | ₹1.0 L Cr | ₹19.6k Cr | ₹21.28 | +11.8% | +4.2% |
| Dec 2025 | ₹1.1 L Cr | ₹21.3k Cr | ₹23.09 | — | — |
| Jun 2025 | ₹88.7k Cr | ₹21.2k Cr | ₹23.76 | — | — |
| Mar 2025 | ₹1.0 L Cr | ₹19.6k Cr | ₹21.96 | — | — |
| Dec 2024 | ₹90.5k Cr | ₹18.9k Cr | ₹21.12 | — | — |
Key Ratios
Market Cap
₹6.8 L Cr
P/E Ratio
10.5x
P/B Ratio
1.5x
ROE
14.5%
ROCE
6.2%
Dividend Yield
1.8%
Reference fundamentals for analysis. Verify latest quarterly results before making investment decisions.
Company Overview
SBI earns through retail and corporate lending, treasury operations, and subsidiaries in insurance, cards, and asset management.
Strengths
- +Unmatched branch network and deposit franchise
- +Improving asset quality post-cycle
- +Government ownership provides stability
- +Market share gains in retail loans
Risks
- −PSU governance and capital allocation
- −Competition on lending rates
- −Agricultural and MSME stress cycles
- −Lower ROE vs private peers
Investment Analysis
What to watch
- • SBI trades at a discount to private banks — partly structural.
- • Credit growth and slippage trends drive re-rating.
- • Dividend yield attracts income-focused investors.
| Industry | Public Sector Bank |
|---|---|
| Sector | Financial Services |
| NSE Symbol | SBIN |
| Index Weight | 3.81% |
| Market Cap | ₹6.8 L Cr |
Frequently Asked Questions
Yes. State Bank of India is a current constituent of the Nifty 50, which means it is among the 50 largest and most liquid stocks on the National Stock Exchange (NSE).