Nifty 50 · Financial Services
Shriram Finance
Shriram Finance is a leading NBFC focused on commercial vehicle finance, MSME lending, and personal loans.
SHRIRAMFIN · Financial Services
₹1,115.00
−26.00 (−2.28%)
Day High
₹1,134.00
Day Low
₹1,109.00
52W High
₹1,153.70
52W Low
₹566.50
Volume today: 32.39 L
PaisaTamil Consensus
STRONG BUYScore 86/100 · High confidence
Multiple signals — momentum, earnings, and quality — align positively. Suitable for investors with higher risk appetite.
12M Price Target
₹1,316
Low ₹1,182 · High ₹1,483
Analyst-style Breakdown
Strong Buy
2
Buy
5
Hold
6
Sell
0
Strong Sell
0
Derived from public market signals — price momentum, earnings trend, valuation, quality, and technical position — modelled in an analyst-style consensus format.
Signal Breakdown
Price Momentum95/100
1M +9.9%, 1Y +79.8%
Earnings Trend92/100
Latest quarter revenue ₹7.9k Cr, profit ₹3.5k Cr
Valuation85/100
P/E 14.0x vs sector median ~20x
Financial Quality78/100
ROE 16.5%, ROCE 10.5%
Technical Position72/100
Trading between 52W low 567 and high 1154
Price Chart
Quarterly Results
| Quarter | Revenue | Net Profit | EPS | Rev YoY | Profit YoY |
|---|---|---|---|---|---|
| Jun 2026 | ₹7.9k Cr | ₹3.5k Cr | ₹14.86 | +30.6% | +61.1% |
| Mar 2026 | ₹7.1k Cr | ₹3.0k Cr | ₹16.06 | — | — |
| Dec 2025 | ₹6.7k Cr | ₹2.5k Cr | ₹13.45 | — | — |
| Jun 2025 | ₹6.0k Cr | ₹2.2k Cr | ₹11.48 | — | — |
| Mar 2025 | ₹6.1k Cr | ₹2.1k Cr | ₹11.40 | — | — |
Key Ratios
Market Cap
₹1.2 L Cr
P/E Ratio
14.0x
P/B Ratio
2.2x
ROE
16.5%
ROCE
10.5%
Dividend Yield
1.5%
Reference fundamentals for analysis. Verify latest quarterly results before making investment decisions.
Company Overview
Shriram Finance lends against commercial vehicles, construction equipment, and gold. It has deep presence in semi-urban and rural India.
Strengths
- +Niche leadership in CV finance
- +Strong collection track record
- +Rural and semi-urban distribution
- +Consistent earnings growth
Risks
- −CV cycle downturn impact
- −Unsecured lending expansion risk
- −Cost of funds in tight liquidity
- −Competition from banks
Investment Analysis
What to watch
- • Shriram Finance offers value in NBFC space.
- • CV freight rates and sales drive AUM growth.
- • Asset quality in downturns is the key test.
| Industry | NBFC |
|---|---|
| Sector | Financial Services |
| NSE Symbol | SHRIRAMFIN |
| Index Weight | 0.35% |
| Market Cap | ₹1.2 L Cr |
Frequently Asked Questions
Yes. Shriram Finance is a current constituent of the Nifty 50, which means it is among the 50 largest and most liquid stocks on the National Stock Exchange (NSE).