Nifty 50 · Financial Services
SBI Life Insurance
SBI Life is India's largest private life insurer by new business premium, leveraging SBI's branch network.
SBILIFE · Financial Services
₹1,855.50
−6.00 (−0.32%)
Day High
₹1,871.80
Day Low
₹1,852.80
52W High
₹2,132.00
52W Low
₹1,700.40
Volume today: 3.90 L
PaisaTamil Consensus
HOLDScore 58/100 · Medium confidence
Mixed signals across valuation and momentum. Existing investors may hold; new entries should wait for clarity.
12M Price Target
₹1,911
Low ₹1,689 · High ₹2,189
Analyst-style Breakdown
Strong Buy
0
Buy
1
Hold
18
Sell
0
Strong Sell
0
Derived from public market signals — price momentum, earnings trend, valuation, quality, and technical position — modelled in an analyst-style consensus format.
Signal Breakdown
Price Momentum55/100
1M +3.7%, 1Y -0.2%
Earnings Trend92/100
Latest quarter revenue ₹46.4k Cr, profit ₹725 Cr
Valuation22/100
P/E 72.0x vs sector median ~20x
Financial Quality65/100
ROE 14.0%, ROCE 11.0%
Technical Position48/100
Trading between 52W low 1700 and high 2132
Price Chart
Quarterly Results
| Quarter | Revenue | Net Profit | EPS | Rev YoY | Profit YoY |
|---|---|---|---|---|---|
| Jun 2026 | ₹46.4k Cr | ₹725 Cr | ₹7.23 | +101.0% | -10.9% |
| Mar 2026 | ₹4.1k Cr | ₹805 Cr | ₹8.02 | — | — |
| Dec 2025 | ₹46.1k Cr | ₹577 Cr | ₹5.75 | — | — |
| Jun 2025 | ₹39.0k Cr | ₹594 Cr | ₹5.93 | — | — |
| Mar 2025 | ₹23.1k Cr | ₹814 Cr | ₹8.12 | — | — |
Key Ratios
Market Cap
₹1.5 L Cr
P/E Ratio
72.0x
P/B Ratio
10.5x
ROE
14.0%
ROCE
11.0%
Dividend Yield
0.2%
Reference fundamentals for analysis. Verify latest quarterly results before making investment decisions.
Company Overview
SBI Life sells life insurance through SBI's 22,000+ branches and proprietary agency force.
Strengths
- +Unmatched bancassurance distribution via SBI
- +Market leader in new business premium
- +Improving protection and annuity mix
- +Consistent embedded value growth
Risks
- −Tied to SBI's strategic priorities
- −Competition in bancassurance
- −Regulatory changes on product norms
- −Premium valuation
Investment Analysis
What to watch
- • SBI Life is the market share leader in life insurance.
- • Branch productivity and protection mix drive VNB.
- • SBI network is the core competitive moat.
| Industry | Life Insurance |
|---|---|
| Sector | Financial Services |
| NSE Symbol | SBILIFE |
| Index Weight | 0.45% |
| Market Cap | ₹1.5 L Cr |
Frequently Asked Questions
Yes. SBI Life Insurance is a current constituent of the Nifty 50, which means it is among the 50 largest and most liquid stocks on the National Stock Exchange (NSE).