Nifty 50 · Financial Services
Kotak Mahindra Bank
Kotak Mahindra Bank is known for conservative underwriting and a diversified financial services group.
KOTAKBANK · Financial Services
₹390.75
−3.25 (−0.82%)
Day High
₹394.85
Day Low
₹387.75
52W High
₹453.20
52W Low
₹345.50
Volume today: 73.13 L
PaisaTamil Consensus
HOLDScore 63/100 · Medium confidence
Mixed signals across valuation and momentum. Existing investors may hold; new entries should wait for clarity.
12M Price Target
₹430
Low ₹383 · High ₹488
Analyst-style Breakdown
Strong Buy
0
Buy
3
Hold
21
Sell
0
Strong Sell
0
Derived from public market signals — price momentum, earnings trend, valuation, quality, and technical position — modelled in an analyst-style consensus format.
Signal Breakdown
Price Momentum55/100
1M +5.8%, 1Y -1.8%
Earnings Trend80/100
Latest quarter revenue ₹22.4k Cr, profit ₹5.5k Cr
Valuation62/100
P/E 20.0x vs sector median ~20x
Financial Quality65/100
ROE 14.2%, ROCE 7.5%
Technical Position48/100
Trading between 52W low 346 and high 453
Price Chart
Quarterly Results
| Quarter | Revenue | Net Profit | EPS | Rev YoY | Profit YoY |
|---|---|---|---|---|---|
| Jun 2026 | ₹22.4k Cr | ₹5.5k Cr | ₹5.51 | +11.4% | +11.1% |
| Mar 2026 | ₹20.8k Cr | ₹5.4k Cr | ₹5.45 | — | — |
| Dec 2025 | ₹20.5k Cr | ₹4.9k Cr | ₹4.95 | — | — |
| Jun 2025 | ₹19.2k Cr | ₹4.5k Cr | ₹4.50 | — | — |
| Mar 2025 | ₹20.1k Cr | ₹4.9k Cr | ₹0.00 | — | — |
Key Ratios
Market Cap
₹3.5 L Cr
P/E Ratio
20.0x
P/B Ratio
2.5x
ROE
14.2%
ROCE
7.5%
Dividend Yield
0.1%
Reference fundamentals for analysis. Verify latest quarterly results before making investment decisions.
Company Overview
Kotak earns from banking, insurance, asset management, and securities. The bank focuses on affluent and mass-affluent customers.
Strengths
- +Conservative credit culture and strong capital
- +Diversified financial services ecosystem
- +Wealth management franchise
- +Consistent profitability through cycles
Risks
- −Slower growth vs aggressive peers
- −RBI promoter shareholding restrictions
- −Premium valuation limits upside
- −Competition in wealth and cards
Investment Analysis
What to watch
- • Kotak is the quality compounder in Indian banking.
- • RBI shareholding cap has been an overhang.
- • Wealth AUM growth drives long-term thesis.
| Industry | Private Sector Bank |
|---|---|
| Sector | Financial Services |
| NSE Symbol | KOTAKBANK |
| Index Weight | 2.45% |
| Market Cap | ₹3.5 L Cr |
Frequently Asked Questions
Yes. Kotak Mahindra Bank is a current constituent of the Nifty 50, which means it is among the 50 largest and most liquid stocks on the National Stock Exchange (NSE).