Nifty 50 · Financial Services
Jio Financial Services
Jio Financial Services is Reliance's financial services venture spanning lending, insurance, and payments.
JIOFIN · Financial Services
₹256.80
−6.30 (−2.39%)
Day High
₹263.40
Day Low
₹256.80
52W High
₹333.70
52W Low
₹223.30
Volume today: 1.08 Cr
PaisaTamil Consensus
HOLDScore 46/100 · Low confidence
Mixed signals across valuation and momentum. Existing investors may hold; new entries should wait for clarity.
12M Price Target
₹265
Low ₹234 · High ₹303
Analyst-style Breakdown
Strong Buy
0
Buy
0
Hold
23
Sell
1
Strong Sell
0
Derived from public market signals — price momentum, earnings trend, valuation, quality, and technical position — modelled in an analyst-style consensus format.
Signal Breakdown
Price Momentum30/100
1M +11.7%, 1Y -21.0%
Earnings Trend92/100
Latest quarter revenue ₹1.8k Cr, profit ₹830 Cr
Valuation22/100
P/E 120.0x vs sector median ~20x
Financial Quality28/100
ROE 1.5%, ROCE 1.2%
Technical Position48/100
Trading between 52W low 223 and high 334
Price Chart
Quarterly Results
| Quarter | Revenue | Net Profit | EPS | Rev YoY | Profit YoY |
|---|---|---|---|---|---|
| Jun 2026 | ₹1.8k Cr | ₹830 Cr | ₹1.27 | +469.4% | +162.6% |
| Mar 2026 | ₹864 Cr | ₹272 Cr | ₹0.43 | — | — |
| Dec 2025 | ₹686 Cr | ₹269 Cr | ₹0.42 | — | — |
| Jun 2025 | ₹416 Cr | ₹325 Cr | ₹0.51 | — | — |
| Mar 2025 | ₹315 Cr | ₹316 Cr | ₹0.50 | — | — |
Key Ratios
Market Cap
₹1.8 L Cr
P/E Ratio
120.0x
P/B Ratio
1.8x
ROE
1.5%
ROCE
1.2%
Dividend Yield
0%
Reference fundamentals for analysis. Verify latest quarterly results before making investment decisions.
Company Overview
Jio Financial aims to build a digital-first financial services platform leveraging Reliance's customer base and Jio's distribution.
Strengths
- +Reliance ecosystem and distribution advantage
- +Large addressable market in financial services
- +Digital-first approach
- +Strong brand backing
Risks
- −Early-stage business with limited track record
- −High valuation vs current earnings
- −Regulatory approvals for banking ambitions
- −Competition from established players
Investment Analysis
What to watch
- • Jio Financial is a long-duration growth bet.
- • Track lending book build-up and partnerships.
- • Valuation reflects optionality, not current earnings.
| Industry | Financial Services |
|---|---|
| Sector | Financial Services |
| NSE Symbol | JIOFIN |
| Index Weight | 1.35% |
| Market Cap | ₹1.8 L Cr |
Frequently Asked Questions
Yes. Jio Financial Services is a current constituent of the Nifty 50, which means it is among the 50 largest and most liquid stocks on the National Stock Exchange (NSE).