Nifty 50 · Financial Services
HDFC Life Insurance
HDFC Life is one of India's largest private life insurers, born from the HDFC brand.
HDFCLIFE · Financial Services
₹540.00
−2.50 (−0.46%)
Day High
₹544.95
Day Low
₹537.50
52W High
₹815.00
52W Low
₹530.50
Volume today: 14.12 L
PaisaTamil Consensus
SELLScore 44/100 · Low confidence
Weak momentum or earnings trends suggest caution. Review position sizing and stop-loss levels.
12M Price Target
₹513
Low ₹448 · High ₹594
Analyst-style Breakdown
Strong Buy
0
Buy
0
Hold
21
Sell
1
Strong Sell
0
Derived from public market signals — price momentum, earnings trend, valuation, quality, and technical position — modelled in an analyst-style consensus format.
Signal Breakdown
Price Momentum15/100
1M -2.8%, 1Y -28.3%
Earnings Trend80/100
Latest quarter revenue ₹33.7k Cr, profit ₹611 Cr
Valuation22/100
P/E 75.0x vs sector median ~20x
Financial Quality65/100
ROE 12.5%, ROCE 10.5%
Technical Position38/100
Trading between 52W low 531 and high 815
Price Chart
Quarterly Results
| Quarter | Revenue | Net Profit | EPS | Rev YoY | Profit YoY |
|---|---|---|---|---|---|
| Jun 2026 | ₹33.7k Cr | ₹611 Cr | ₹2.83 | +39.7% | +28.6% |
| Mar 2026 | ₹19.8k Cr | ₹497 Cr | ₹2.31 | — | — |
| Dec 2025 | ₹29.4k Cr | ₹418 Cr | ₹1.94 | — | — |
| Jun 2025 | ₹29.5k Cr | ₹548 Cr | ₹2.55 | — | — |
| Mar 2025 | ₹24.1k Cr | ₹475 Cr | ₹2.21 | — | — |
Key Ratios
Market Cap
₹1.3 L Cr
P/E Ratio
75.0x
P/B Ratio
8.0x
ROE
12.5%
ROCE
10.5%
Dividend Yield
0.3%
Reference fundamentals for analysis. Verify latest quarterly results before making investment decisions.
Company Overview
HDFC Life earns premiums from term, ULIP, and savings products distributed through bancassurance and agency channels.
Strengths
- +Strong HDFC brand and bancassurance tie-up
- +Growing protection mix
- +Digital distribution capabilities
- +Consistent VNB growth
Risks
- −Competition in term insurance
- −Regulatory changes on commissions
- −Market-linked product volatility
- −Merger integration with HDFC Bank
Investment Analysis
What to watch
- • HDFC Life benefits from underpenetrated insurance market.
- • VNB margin and growth are key metrics.
- • Protection mix shift improves profitability.
| Industry | Life Insurance |
|---|---|
| Sector | Financial Services |
| NSE Symbol | HDFCLIFE |
| Index Weight | 0.48% |
| Market Cap | ₹1.3 L Cr |
Frequently Asked Questions
Yes. HDFC Life Insurance is a current constituent of the Nifty 50, which means it is among the 50 largest and most liquid stocks on the National Stock Exchange (NSE).