Nifty 50 · Financial Services
HDFC Bank
HDFC Bank is India's largest private sector bank by market capitalisation and the heaviest-weighted stock in the Nifty 50.
HDFCBANK · Financial Services
₹731.00
−3.30 (−0.45%)
Day High
₹736.00
Day Low
₹728.20
52W High
₹1,020.50
52W Low
₹726.65
Volume today: 1.94 Cr
PaisaTamil Consensus
HOLDScore 46/100 · Low confidence
Mixed signals across valuation and momentum. Existing investors may hold; new entries should wait for clarity.
12M Price Target
₹753
Low ₹665 · High ₹863
Analyst-style Breakdown
Strong Buy
0
Buy
0
Hold
23
Sell
1
Strong Sell
0
Derived from public market signals — price momentum, earnings trend, valuation, quality, and technical position — modelled in an analyst-style consensus format.
Signal Breakdown
Price Momentum15/100
1M -9.8%, 1Y -25.5%
Earnings Trend50/100
Latest quarter revenue ₹85.3k Cr, profit ₹16.3k Cr
Valuation62/100
P/E 18.5x vs sector median ~20x
Financial Quality78/100
ROE 16.2%, ROCE 7.8%
Technical Position38/100
Trading between 52W low 727 and high 1021
Price Chart
Quarterly Results
| Quarter | Revenue | Net Profit | EPS | Rev YoY | Profit YoY |
|---|---|---|---|---|---|
| Jun 2025 | ₹85.3k Cr | ₹16.3k Cr | ₹10.62 | — | — |
| Mar 2025 | ₹95.3k Cr | ₹15.4k Cr | ₹0.00 | — | — |
| Dec 2024 | ₹65.3k Cr | ₹17.7k Cr | ₹23.11 | — | — |
Key Ratios
Market Cap
₹12.5 L Cr
P/E Ratio
18.5x
P/B Ratio
2.8x
ROE
16.2%
ROCE
7.8%
Dividend Yield
1.1%
Reference fundamentals for analysis. Verify latest quarterly results before making investment decisions.
Company Overview
HDFC Bank earns through net interest income on loans and advances, fee income from retail and corporate banking, and treasury operations. Its retail-heavy book focuses on salaried customers, SMEs, and credit cards.
Strengths
- +Strong CASA franchise with low-cost deposits
- +Consistent asset quality and provisioning discipline
- +Pan-India branch and digital distribution network
- +Market leader in credit cards and payments
Risks
- −Concentration in unsecured retail credit cycle
- −Merger integration and balance sheet normalisation
- −Competitive pressure on net interest margins
- −Regulatory changes on risk weights
Investment Analysis
What to watch
- • HDFC Bank's index weight means its price moves have an outsized impact on Nifty 50.
- • Track loan growth, deposit mix, and GNPA trends each quarter.
- • For long-term investors, valuation vs historical PE band matters more than daily price action.
| Industry | Private Sector Bank |
|---|---|
| Sector | Financial Services |
| NSE Symbol | HDFCBANK |
| Index Weight | 10.27% |
| Market Cap | ₹12.5 L Cr |
Frequently Asked Questions
Yes. HDFC Bank is a current constituent of the Nifty 50, which means it is among the 50 largest and most liquid stocks on the National Stock Exchange (NSE).