Nifty 50 · Financial Services
Bajaj Finance
Bajaj Finance is India's largest NBFC by market cap, specialising in consumer and SME lending.
BAJFINANCE · Financial Services
₹1,078.00
−66.80 (−5.84%)
Day High
₹1,113.00
Day Low
₹1,074.50
52W High
₹1,176.40
52W Low
₹787.90
Volume today: 1.56 Cr
PaisaTamil Consensus
BUYScore 75/100 · High confidence
Overall fundamentals and market signals are favourable. Consider for long-term portfolios with periodic review.
12M Price Target
₹1,272
Low ₹1,143 · High ₹1,434
Analyst-style Breakdown
Strong Buy
1
Buy
5
Hold
13
Sell
0
Strong Sell
0
Derived from public market signals — price momentum, earnings trend, valuation, quality, and technical position — modelled in an analyst-style consensus format.
Signal Breakdown
Price Momentum85/100
1M +6.7%, 1Y +23.4%
Earnings Trend92/100
Latest quarter revenue ₹14.2k Cr, profit ₹6.0k Cr
Valuation35/100
P/E 28.0x vs sector median ~20x
Financial Quality90/100
ROE 22.5%, ROCE 11.5%
Technical Position65/100
Trading between 52W low 788 and high 1176
Price Chart
Quarterly Results
| Quarter | Revenue | Net Profit | EPS | Rev YoY | Profit YoY |
|---|---|---|---|---|---|
| Jun 2026 | ₹14.2k Cr | ₹6.0k Cr | ₹9.62 | +21.2% | +27.4% |
| Mar 2026 | ₹13.2k Cr | ₹5.5k Cr | ₹8.79 | — | — |
| Dec 2025 | ₹12.9k Cr | ₹4.0k Cr | ₹6.40 | — | — |
| Sept 2025 | ₹12.3k Cr | ₹4.9k Cr | ₹7.85 | — | — |
| Jun 2025 | ₹11.7k Cr | ₹4.7k Cr | ₹7.57 | — | — |
Key Ratios
Market Cap
₹4.5 L Cr
P/E Ratio
28.0x
P/B Ratio
5.8x
ROE
22.5%
ROCE
11.5%
Dividend Yield
0.5%
Reference fundamentals for analysis. Verify latest quarterly results before making investment decisions.
Company Overview
Bajaj Finance earns through interest income on personal loans, two-wheeler finance, SME lending, and rural finance. It has a dominant EMI card franchise.
Strengths
- +Best-in-class ROE and growth track record
- +Strong brand and distribution via Bajaj ecosystem
- +Data-driven underwriting capabilities
- +Cross-sell opportunities across products
Risks
- −Unsecured credit cycle sensitivity
- −Regulatory changes on NBFC norms
- −Rising cost of funds in tight liquidity
- −Competition from banks and fintech
Investment Analysis
What to watch
- • Bajaj Finance commands premium valuation for consistent growth.
- • AUM growth and credit costs are key quarterly metrics.
- • Stress in unsecured retail affects sentiment quickly.
| Industry | NBFC |
|---|---|
| Sector | Financial Services |
| NSE Symbol | BAJFINANCE |
| Index Weight | 2.74% |
| Market Cap | ₹4.5 L Cr |
Frequently Asked Questions
Yes. Bajaj Finance is a current constituent of the Nifty 50, which means it is among the 50 largest and most liquid stocks on the National Stock Exchange (NSE).