Term Insurance Calculator
Estimate term insurance cover required for your family’s income needs.
Enter values for annual income, income replacement years, outstanding liabilities, existing assets / cover. The estimate updates instantly as you change the inputs.
Use this calculator for quick planning, comparison, and scenario analysis before you make a real-world financial decision.
Outputs are estimates. Actual returns, taxes, insurance premiums, lender policies, and market conditions may differ.
Adjust the values below and the estimate updates instantly. Use this for planning and comparison before taking an actual financial decision.
This is an indicative coverage estimate. Final insurance needs depend on family goals, existing assets, and policy features.
Estimate the insurance cover needed for income replacement and liabilities.
Get a rough annual premium estimate for a family floater cover.
Estimate the present value of future income that supports dependants.
Estimate total coverage needed after adjusting for liabilities and existing assets.