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Savings & Investment

Retirement Calculator

Estimate retirement corpus and the SIP needed to build it.

How to use

Enter values for current age, retirement age, current monthly expense, current retirement corpus, expense inflation, pre-retirement return, post-retirement return, retirement duration. The estimate updates instantly as you change the inputs.

What it helps with

Use this calculator for quick planning, comparison, and scenario analysis before you make a real-world financial decision.

Important note

Outputs are estimates. Actual returns, taxes, insurance premiums, lender policies, and market conditions may differ.

Instant calculator

Adjust the values below and the estimate updates instantly. Use this for planning and comparison before taking an actual financial decision.

Inputs
Results
Required retirement corpus
₹7,21,01,382
First-year retirement expense₹34,46,095
Future value of current corpus₹1,14,46,148
Shortfall to fund₹6,06,55,233
Monthly SIP needed₹21,431
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