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HomeCalculatorsLoan Prepayment Calculator
Loan Calculators

Loan Prepayment Calculator

See how extra monthly payments reduce tenure and interest.

How to use

Enter values for loan amount, interest rate (p.a.), loan tenure, extra monthly payment. The estimate updates instantly as you change the inputs.

What it helps with

Use this calculator for quick planning, comparison, and scenario analysis before you make a real-world financial decision.

Important note

Outputs are estimates. Actual returns, taxes, insurance premiums, lender policies, and market conditions may differ.

Instant calculator

Adjust the values below and the estimate updates instantly. Use this for planning and comparison before taking an actual financial decision.

Inputs
Results
Interest saved
₹18,38,613
Regular EMI₹26,992
New payoff time10 years 6 months
Tenure saved9 years 6 months
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