ITR filing is easiest when treated as a verification process rather than a form-filling task.
The key is to reconcile salary, TDS, interest income, and capital gains across Form 16, AIS, and broker statements.
Key Takeaway
Most tax notices come from mismatch and omission, not complex law. Reconcile AIS/26AS with Form 16 before filing.
Documents to Keep Ready
Collect Form 16, AIS, Form 26AS, interest certificates, capital gains report, and deduction proofs.
Old vs New Regime: Quick Test
If your eligible deductions are high (80C, HRA, home loan interest), old regime may still be better.
If deductions are limited and salary is straightforward, new regime often wins on simplicity.
Final Submission Checklist
Verify bank account pre-validation, tax payable status, and schedule consistency before e-verification.
- Check every income source appears once, not missed or duplicated
- Cross-check TDS totals against Form 26AS
- Complete e-verification within the allowed timeline
Free Calculators — Try It Yourself
Disclaimer: Tax rules can change. Confirm current provisions or consult a qualified tax professional.
